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Terms of Service

Branch AI Terms of Service

Effective Date: October 1, 2024
Last Updated: October 24, 2024

Welcome to Branch AI ("Company," "we," "us," or "our"). These Terms of Service ("Terms") are a legally binding agreement between you ("user," "you," or "your") and Branch AI, governing your access to and use of our website, applications, AI trading bots, stock finders, and any other services provided by us (collectively, the "Service"). By accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms.

PLEASE READ THESE TERMS CAREFULLY, AS THEY CONTAIN IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES, AND OBLIGATIONS.

1. Acceptance of Terms

By accessing or using the Service, you represent and warrant that:

  • You are at least 18 years old and have the legal capacity to enter into these Terms.

  • All registration information you submit is accurate and truthful.

  • You will maintain the accuracy of such information.

  • Your use of the Service does not violate any applicable law or regulation.

If you do not agree to these Terms, you must not access or use the Service.

2. Definitions

  • "Content": All information, data, text, software, music, sound, photographs, graphics, video, messages, or other materials accessible through the Service.

  • "User Content": Any Content that users submit, post, or transmit through the Service.

  • "Third-Party Services": Services, products, or content provided by third parties that may be accessed through the Service.

3. User Accounts

3.1 Registration

To access certain features of the Service, you may be required to create an account. You agree to:

  • Provide accurate, current, and complete information during registration.

  • Maintain and promptly update your account information.

  • Keep your login credentials confidential.

3.2 Account Security

You are responsible for all activities that occur under your account. Notify us immediately of any unauthorized use or security breach.

3.3 Account Termination

We reserve the right to suspend or terminate your account at our discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

4. Services Provided

Branch AI provides AI-based tools for stock analysis and trading assistance. The Service is for informational and educational purposes only and does not constitute financial, investment, legal, or any other professional advice.

5. Fees and Payment Terms

5.1 Fees

Some features of the Service may require payment. You agree to pay all fees and charges associated with your account on a timely basis.

5.2 Payment Methods

We accept payment through various methods specified on our website. You authorize us to charge your chosen payment method for the fees due.

5.3 Refunds

All fees are non-refundable unless otherwise specified in writing. We reserve the right to issue refunds or credits at our sole discretion.

5.4 Taxes

You are responsible for all applicable taxes, and we will charge taxes when required to do so.

6. License and Use of the Service

6.1 License Grant

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for personal, non-commercial purposes.

6.2 License Restrictions

You agree not to:

  • Reproduce, modify, distribute, or create derivative works of the Service.

  • Reverse engineer, decompile, or disassemble any part of the Service.

  • Bypass any security measures.

  • Use the Service for any unlawful purpose.

7. Intellectual Property Rights

7.1 Ownership

All Content and materials on the Service are the property of Branch AI or its licensors and are protected by copyright, trademark, and other intellectual property laws.

7.2 Limited Rights

Your use of the Service grants you no rights to our intellectual property, except as expressly provided in these Terms.

8. User Content

8.1 Responsibility for User Content

You are solely responsible for any User Content you submit. You represent that you have all necessary rights to such Content.

8.2 License to Branch AI

By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the Content.

8.3 Monitoring and Removal

We have the right, but not the obligation, to monitor User Content and to remove any Content that violates these Terms or is otherwise objectionable.

9. Prohibited Conduct

You agree not to engage in any of the following activities:

  • Illegal Activities: Violating any local, state, national, or international law or regulation.

  • Unauthorized Access: Attempting to gain unauthorized access to any part of the Service or systems.

  • Harmful Conduct: Uploading viruses or other malicious code.

  • Interference: Disrupting or interfering with the security or operation of the Service.

  • Data Mining: Using any automated system, including "robots," "spiders," or "offline readers," to access the Service.

10. Third-Party Services and Content

10.1 No Control Over Third Parties

We are not responsible for any third-party websites, services, or content that may be linked or accessible through the Service.

10.2 No Endorsement

Inclusion of any link does not imply endorsement by us.

10.3 Third-Party Terms

Your use of third-party services is governed by their respective terms and policies.

11. Privacy Policy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding your information.

12. Disclaimers

12.1 No Financial Advice

Branch AI is not a registered investment advisor or broker-dealer. The Content provided is for informational purposes only and does not constitute financial, investment, legal, or any other professional advice.

12.2 No Warranties

The Service is provided "AS IS" and "AS AVAILABLE," without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to:

  • Merchantability: Fitness for a particular purpose.

  • Non-Infringement: The Service does not infringe on any rights.

  • Accuracy: The accuracy or reliability of any information.

12.3 No Guarantee of Results

We do not guarantee any specific results from the use of the Service. Trading stocks involves risk, and you may lose money.

13. Limitation of Liability

13.1 Exclusion of Damages

To the fullest extent permitted by law, Branch AI shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

  • Loss of profits, revenue, data, or use.

  • Personal injury or property damage.

  • Unauthorized access or use of your transmissions or Content.

13.2 Cap on Liability

Our total liability to you for all claims arising out of or relating to these Terms or the Service is limited to the amount you paid us, if any, in the past twelve (12) months.

14. Indemnification

You agree to indemnify, defend, and hold harmless Branch AI, its affiliates, officers, directors, employees, agents, and partners from any claims, liabilities, damages, losses, or expenses, including reasonable attorneys' fees, arising out of or relating to:

  • Your use or misuse of the Service.

  • Your violation of these Terms.

  • Your violation of any rights of another.

15. Termination

15.1 Termination by You

You may terminate your account at any time by discontinuing use of the Service.

15.2 Termination by Us

We may terminate or suspend your access to the Service at any time, with or without cause or notice, effective immediately.

15.3 Effect of Termination

Upon termination, your right to use the Service will immediately cease. All provisions of these Terms that should survive termination shall do so.

16. Governing Law and Dispute Resolution

16.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State], United States, without regard to its conflict of law provisions.

16.2 Arbitration

Any dispute arising out of or relating to these Terms or the Service shall be resolved through binding arbitration conducted in PA, in accordance with the rules of the American Arbitration Association.

16.3 Class Action Waiver

All claims must be brought in the parties' individual capacity, and not as a plaintiff or class member in any purported class or representative proceeding.

17. Changes to the Terms

We reserve the right to modify or replace these Terms at our sole discretion. We will notify you of material changes by posting the new Terms on the Service and updating the "Last Updated" date. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.

18. Miscellaneous

18.1 Entire Agreement

These Terms, along with the Privacy Policy, constitute the entire agreement between you and Branch AI regarding the Service.

18.2 Severability

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions will remain in full force and effect.

18.3 Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

18.4 Assignment

You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.

19. Compliance with Wix Services

19.1 Hosting Platform

This website and its services are hosted on the Wix.com platform. By using our Service, you agree to comply with Wix’s Terms of Use, available at Wix Terms of Use.

19.2 Limitation of Liability

Branch AI is not responsible for any issues arising from the use of the Wix platform, including but not limited to:

  • Hosting problems.

  • Data breaches.

  • Service outages.

  • Security vulnerabilities.

20. Export Controls and Economic Sanctions

You agree to comply with all applicable export controls and economic sanctions laws and regulations, including those administered by the U.S. Department of Commerce and the U.S. Department of the Treasury.

21. Electronic Communications

By using the Service, you consent to receive electronic communications from us, including notices and updates.

22. Force Majeure

We shall not be liable for any failure or delay in performance due to causes beyond our reasonable control, including but not limited to:

  • Acts of God.

  • War.

  • Terrorism.

  • Government actions.

  • Internet failures.

23. Disclaimer of Securities Laws Compliance

Branch AI does not guarantee compliance with the Securities Act of 1933, the Securities Exchange Act of 1934, or any other federal or state securities laws. Users are solely responsible for ensuring their own compliance with all applicable laws.

24. Feedback

Any feedback, comments, or suggestions you may provide regarding Branch AI or the Service is entirely voluntary and we will be free to use such feedback without any obligation to you.

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